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Maximum Maturity Age
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Premium Paying Term
To make our dreams a reality, we save with the hope of receiving the best returns. Usually, traditional savings options are our first choice. What if you have an investment option enriched with protection along with a fund at maturity to achieve all your dreams!
Now you can easily plan your investment wisely without a hassle with AIA WEALTH BUILDER, a Single Premium Unit Linked Plan which is connected to the Stable Money Market Fund of AIA. This life insurance policy has an in-built Life Benefit along with a fund to provide you with an attractive investment return.
Single Premium Unit Linked life insurance plan | One-Time investment | long-term protection
The total fund value as at the end of the Policy Term will be given to you as a lump sum. The total fund value will be calculated by multiplying the number of units available with the unit price.
Note: The fund value is not guaranteed and subject to the investment risk (in view of the fluctuations in the market prices of the underlying assets) which are borne by the policyholder.
AIA Wealth Builder comes along with a guaranteed in-built Life Benefit which is 10 % of the Total Single Premium. This Life Benefit will be paid to your beneficiaries along with the remaining fund balance.
You only need to pay one premium and you can ensure your protection for 10 years. This allows you to have peace of mind in your long term financial commitments.
What is Stable Money Market Fund?
Stable Money Market Fund is a fund that has relatively low risks due to its short term nature and underlying investments. In order to provide a stable return to the policyholder, the Stable Money Market Fund is invested in fixed income securities with a tenure of not more than one year, such as Treasury Bills, Reverse Repurchase Agreements of Treasury Bills, Deposits and Accounts with financial institutions.
The benefits of investing in Stable Money Market Fund
• Stable return with minimum fluctuations
• Low risk to your investment
• Higher yields than traditional savings
If the Life Assured is not the Policy Owner the benefits provided by this policy will be applicable to the Policy Owner, whilst the covers are applicable to the Life Assured. This page is only a product overview. For full product details please refer the policy document.
You may cancel this insurance policy by returning it to Us within twenty one (21) days from the date You received it. Then We will pay your premiums back to you after deducting the expenses relating to your insurance policy.
If Life Assured commit suicide (while in sound mind or otherwise) during the first year of the policy or the re-instatement;
We will pay the premiums you have paid after deducting the expenses relating to your insurance policy;
Where the policy is assigned to a third party if the third party proves that there isn’t any other way to recover the money paid for the assignment, We will make that payment to him (but not more than the amount payable upon your death)
We will pay only the Surrender Value, if the death of the Life Assured was resulted due to the Life Assured taking part or while trying to take part in any war, invasion, act of foreign enemies, hostilities or war like operations, civil war, mutiny, riot, strike, civil commotion assuming the proportions of or amounting to a popular uprising, military uprising, insurrection, rebellion, military or usurped power or any act of any person acting for any organization which works with the aim to forcibly remove any government from power by terrorism or violence.
If the reason for the death claim was Acquired immunodeficiency syndrome (AIDS) or human immunodeficiency virus (HIV) we will only pay the balance of the Investment Account as it was on the date on which We receive the notice of your death.
20 years or 15 years for 6 year premium paying term, 20 years or 10 years for 4 year premium paying term and 10 years or 5 years for single premium