ඉතුරුම්
ඔබේ සිහින සැබෑ කරගන්නා අතරම, ඔබේ ආදරණීයයන්ට රැකවරණය සලසන්නට ඔබට සහාය වන විසදුම් අප සතුව ඇත.
Investment Linked
Maximum Maturity Age
Issue Age
You can buy this via
Policy Term
Minimum Annual Basic Premium
We all have different needs and work hard to enjoy the lifestyles we desire. Here's your chance to build your savings, so that you and your family can enjoy the luxuries and lifestyle you deserve.
AIA SavingsPlan allows you to choose an investment strategy that suits you best while maximizing your return on investment. AIA Savings Plan also comes with a range of insurance benefits to ensure you and your family are adequetly protected.
AIA Savings Plan offers you a life cover that is twice your initial annual basic premium. In addition, by paying a nominal amount, you have the option of increasing your life cover if required.
An in-built Inflation Guard protects your Savings fund against inflation even in the unforeseen event of your death or Total Permanent Disability.
After the completion of three policy years, you have the option to withdraw up to 15% of the Savings fund as an emergency withdrawal, once during the premium paying term. In addition to the emergency withdrawal, upon reaching the retirement age you will have the option of making a withdrawal of up to 100% of your Savings fund.
You have a choice of four investment strategies, namely Cautious, Moderate, Aggressive and Advanced which allows you to invest your Savings fund in investment options ranging from treasury bills to stock market.
You can pay your premium monthly, quarterly, half yearly or annually.
Additional options are available for you to customise your cover to make sure it suits your individual needs.
You can increase your life cover by paying a nominal amount.
Provides additional life cover in the event of accidental death. This benefit will also provide you with financial assistance in the event of a Permanent Disability (The amount will depend on the severity of disability).
Provides a daily cash payment of up to LKR 10,000 per day from the first day onwards in case you are hospitalised for over three days. This sum is doubled if admitted to the Intensive Care Unit. This benefit can be extended to your spouse and children as well.
Provides financial support for you and your spouse for 250 listed surgeries performed in Sri Lanka, India or Singapore.
Financial assistance for you and your spouse for critical illness such as heart diseases, cancer etc. You could choose your cover up to a maximum of LKR 3 million.
The payment of premiums will be waived in the event of Total Permanent Disability. However you will continue to enjoy the benefits promised through your policy.
In the unforeseen event of your death or Total Permanent Disability your dependents will be provided a monthly income during the term of the policy for a maximum period of 10 years.
Provides a life cover for your Spouse on your policy.
Financial support for 250 listed surgeries performed in Sri Lanka, India or Singapore. In addition, it also provides cash for hospitalisation and a special allowance if a parent stays over with a child under 12 years.
If the Life Assured is not the Policy Owner the benefits provided by this policy will be applicable to the Policy Owner, whilst the covers are applicable to the Life Assured. This page is only a product overview. For full product details please refer the policy document.
You may cancel this insurance policy by returning it to Us within fourteen (14) days from the date You received it. Then We will pay your premiums back to you after deducting the expenses relating to your insurance policy.
If Life Assured commit suicide (while in sound mind or otherwise) during the first year of the policy or the re-instatement;
We will pay the premiums you have paid after deducting the expenses relating to your insurance policy;
or
Where the policy is assigned to a third party if the third party proves that there isn’t any other way to recover the money paid for the assignment, We will make that payment to him (but not more than the amount payable upon your death)
We will pay only the Surrender Value, if the death of the Life Assured was resulted due to the Life Assured taking part or while trying to take part in any war, invasion, act of foreign enemies, hostilities or war like operations, civil war, mutiny, riot, strike, civil commotion assuming the proportions of or amounting to a popular uprising, military uprising, insurrection, rebellion, military or usurped power or any act of any person acting for any organization which works with the aim to forcibly remove any government from power by terrorism or violence.
If the reason for the death claim was Acquired immunodeficiency syndrome (AIDS) or human immunodeficiency virus (HIV) we will only pay the balance of the Investment Account as it was on the date on which We receive the notice of your death.
During the first three policy years if you do not pay your premiums on the due date you will have an additional thirty (30) days to pay premiums.
After the policy begins there will be a waiting period of 3 months to enjoy the additional health benefits. For Angioplasty benefit this period will be for 12 months.
A rate declared by the Company for each year that will be used as the basis to credit dividend to the Investment Account. The Annual Dividend Rate applicable for the previous year will be declared during the first six (6) months of the current year.A Guaranteed Dividend Rate declared by the Company that will be used as the basic for any benefit calculated based on the Investment Account balance until the Annual Dividend Rate for the respective year is declared. The Guaranteed Dividend Rate for the following year will be declared during the last three (3) months of the current year.
You can take away upto 15% of the Investment Account balance after your policy obtained the surrender value.