AIA SHE PROTECT

An increasing Life Benefit to provide you with a comprehensive life insurance solution

A Life Benefit that increases by 5% at each Policy Anniversary (on a simple straight-line basis) until the end of the Policy Term or until a death claim is made.

You can select any amount between Rs. 1 Mn to Rs. 500 Mn, which will be provided to your beneficiaries if you pass away.

An increasing Family Income for your loved ones even in your absence

If you pass away or become Totally Permanently Disabled (TPD) due to an accident or sickness, your beneficiaries will receive a ‘Monthly Income’ for the next 5 years.

The Family Income Benefit amount at the start of your Policy will increase by 5% at each Policy Anniversary (on a simple straight-line basis) until the monthly payment becomes payable.

The ability to receive all the premiums paid, if you do not make a claim

AIA will return all your premiums back to you at the end of the Policy Term if you outlive the Policy Term.

This benefit will be paid to you even if you had made any claim other than the Death claim during the Policy Term.

Higher protection with an Accidental Death Benefit

In the event of unfortunate death due to an accident, your beneficiaries will receive the Accidental Death Benefit amount in addition to the Life Benefit.

Takes care of you if you become permanently disabled

If you become Totally Permanently Disabled due to an accident or sickness, you will receive the selected benefit amount.

And if you become Partially Permanently Disabled due to an accident, you will receive the benefit amount based on the Table of Benefits in your Policy Document.

We will pay your premiums, if you become Totally Permanently Disabled

If you become Totally Permanently Disabled due to accident or sickness, AIA will pay the premiums on your behalf until the end of Policy Term, ensuring your protection.

Helps you overcome major critical illnesses

Covers 37 major critical illnesses such as a Cancer, Stroke, Heart Attack, Kidney Failure, etc.

If you are diagnosed or have to undergo a surgery related to any one of the 37 critical illnesses listed, the benefit amount will be paid to you.