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This journey we call life has many different milestones and each of us are at a different stage. Our experiences, our needs, our dreams and aspirations…are all different. But whatever the stage we are at, there is one thing that is common and constant to almost everybody, our family. People we love and cherish and want nothing but the best for. We want them to be financially secured to continue the lifestyle they are used to even in our absence.
AIA Super Protector Flexi is specially designed to protect you and those that matter the most to you.
AIA Super Protector Flexi is a personalized solution with affordable premiums for your PROTECTION needs in which you can customize the PROTECTION you receive with 4 optional benefits that cater to your individual needs and expectations. We offer you and your loved ones the best financial PROTECTION with a limited premium paying term, no matter which life stage you are in.
Increasing life benefit to match inflation and changes in your lifestyle | Ability to personalize your protection
A Life Benefit that increases by 5% at each Policy Anniversary (on a simple straight-line basis) until the end of the Policy Term or until a death claim is made.
You can select any amount between Rs. 1 Mn to Rs. 500 Mn, which will be provided to your beneficiaries if you pass away.
If you pass away or become Totally Permanently Disabled (TPD) due to an accident or sickness, your beneficiaries will receive a ‘Monthly Income’ for the next 5 years.
The Family Income Benefit amount at the start of your Policy will increase by 5% at each Policy Anniversary (on a simple straight-line basis) until the monthly payment becomes payable.
In the event of unfortunate death due to an accident, your beneficiaries will receive the Accidental Death Benefit amount in addition to the Life Benefit.
If you become Totally Permanently Disabled due to an accident or sickness, you will receive the selected benefit amount.
And if you become Partially Permanently Disabled due to an accident, you will receive the benefit amount based on the Table of Benefits in your policy document.
If you become Totally Permanently Disabled due to accident or sickness, AIA will pay the premiums on your behalf until the end of Policy Term, ensuring your protection.
*Terms and Conditions apply. Please ask your AIA Wealth Planner or Financial Planning Executive for more details.
If the Life Assured is not the Policy Owner, the benefits provided by this policy will be applicable to the Policy Owner, whilst the covers are applicable to the Life Assured. This page is only a product overview. For full product details please refer the policy document. Some of the benefits mentioned above are optional.
You may cancel the insurance policy by returning it to Us within twenty-one (21) days from the date You received it. Then We will pay your premiums back to You after deducting the expenses related to Your insurance policy.
If you do not pay your premiums on the due date You will have an additional thirty (30) days to pay your pending premiums.