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  • {{title}}

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  • AIA Suwa Diriya

    Health

    Maximum Cover Ceasing Age

    up to age 70

    Issue Age

    AGE 19 – 60

    You can buy this from a

    AIA WEALTH PLANNER / AIA FINANCIAL PLANNING EXECUTIVE / AUTHORIZED BROKER


    WHAT IS AIA HEALTH Protector?

    AIA with its ‘SUWA DIRIYA’ plan helps you to mitigate this strain, with a comprehensive cover for Critical Illnesses. We are there to provide you with the financial strength you need, so you can focus on your recovery or being there for your loved ones when they need you the most.

    • GET IN TOUCH GET IN TOUCH
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    Health Insurance in Sri Lanka

    What is AIA SUWA DIRIYA?

    • A Life Insurance plan which provides you with coverage for the most common Critical Illnesses*. It includes:
      A Life Insurance plan which provides you with coverage for the most common Critical Illnesses*. It includes:

      • Heart Disease
      • Cancer
      • Stroke
      • Kidney Failure

    • Does it cover me for a minor stage of any of the above illnesses?
      Does it cover me for a minor stage of any of the above illnesses?

      It covers you for,

      • A specific set of Minor Heart related illnesses /surgeries.
      • Early Stage Cancer.

    • What happens to my premiums after making a claim?
      What happens to my premiums after making a claim?

      We understand that recovering from a Critical Illness takes time and we have designed benefits to ensure that you are financially worry-free.

      Premiums for the next 3 years are waived-off in the event of a claim due to a Minor Stage Heart Disease or Early Stage Cancer.

      • Premiums for the rest of the Premium Paying Term are waived-off in the event of a claim due to
      • Major Heart Disease, Major Stage Cancer, Stroke or
      • Kidney Failure, depending on the Health Package you select.

    • What happens to the policy, when I make a claim for a Critical Illness?
      What happens to the policy, when I make a claim for a Critical Illness?

      You will receive specified benefit amounts based on the claim type that you’re making. Further, because recovering from a Critical Illness has many unexpected expenses, we provide you with a ‘Recovery Benefit’, which provides an additional income during the recovery phase.

      • 1% of your insured value will be provided for 5 years (60 months), after a claim, due to Major Heart Disease, Major Stage Cancer, Stroke or Kidney Failure.

    • What happens if I don’t make a claim?
      What happens if I don’t make a claim?

      AIA SUWA DIRIYA has a ‘No Claim Privilege’ which increases your cover limit.

      • Your Critical Illness and Life Benefit limits are increased by 10% per year, for every year that you do not make a claim. Your covers will increase until you reach 150% of your original cover limit or until you make a claim.

    • What happens if I pass away?
      What happens if I pass away?

      There is an in-built Life Cover on this plan.

      • This Life Cover will help your loved ones in the unfortunate event of your death. You have the option of selecting a higher Life Cover that suits your protection requirement.

    • Do I get anything at the end of the Policy Term?
      Do I get anything at the end of the Policy Term?

      This is a Pure Protection plan where you pay only for the protection that you obtain. Therefore, there is no ‘Maturity Benefit’ in this product. However, with the ‘Returning of Premium Paid’ option *, you are able to take back the premiums you paid for your cover, at the end of the Policy Term, if you do not make any claim during the Policy Term.

    *Terms and Conditions apply. Please ask your AIA Wealth Planner or Financial Planning Executive for more details.

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    THE FINE PRINT

    the terms and conditions at a glance

    If the Life Assured is not the Policy Owner, the benefits provided by this policy will be applicable to the Policy Owner, whilst the covers are applicable to the Life Assured. This page is only a product overview. For full product details please refer the policy document. Some of the benefits mentioned above are optional.


    DETAILED TERMS AND CONDITIONS

    DETAILED TERMS AND CONDITIONS
    - COLLAPSE + EXPAND

    Cooling Off Period

    You may cancel the insurance policy by returning it to Us within twenty-one (21) days from the date You received it. Then We will pay your premiums back to You after deducting the expenses related to Your insurance policy.

    Grace PERIOD

    If you do not pay your premiums on the due date You will have an additional thirty (30) days to pay your pending premiums.

    Other Products for your selection

    AIA Health Passport

    Health

    AIA Health Passport is a Comprehensive Hospital Expense Cover that enables you and your loved ones to afford the best healthcare both locally and globally.

    • 11 BENEFIT AMOUNTS TO SELECT FROM
    • WORLDWIDE COVERAGE    
    • COVERAGE FOR YOUR SPOUSE, CHILDREN AND PARENTS 

    AIA HEALTH PROTECTOR

    Health

    A comprehensive health cover that allows you and your family to afford the best healthcare anywhere in the world. And a whole lot of new additional benefits to provide you with comprehensive coverage.

    +94 11 2310310

    AIA Tower, 92, Dharmapala Mawatha
    Colombo 07
    Sri Lanka.

    Fax : (+94) 11 4715892

    Email : lk.info@aia.com

     

    Contact AIA

    +94 11 2310310
     

    AIA Tower, 92, Dharmapala Mawatha
    Colombo 07
    Sri Lanka.

    Fax : (+94) 11 4715892

    Email : lk.info@aia.com

    go to

    AIA.COM

    Visit our corporate site to learn more about AIA.

    explore aia

    Our Products

    How to lodge a complaint

    About AIA

    Media Centre
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    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA.

    Explore AIA

    Our Products

    How to lodge a complaint

    About AIA

    Media Centre
    Careers

    Copyright © 2016, AIA Group Limited and its subsidiaries. All rights reserved.
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