Retirement planning is probably not high on your agenda when you are on your first job and enjoying the financial freedom it brings. To some, it’s not even on the agenda at age 40 as you juggle your monthly budget with mortgage, school fees, medical bills and perhaps supporting a sick parent. In fact, it can be harder to set aside a budget for your retirement plans at 40 than in your 20’s! Experts say that the best time to get started is when you are young and have less commitments. It could be one of the most important decisions that you make to get ahead of your peers and approach your career and life with confidence.
