No one plans to get sick or hurt, but most people would need medical care at some point. And if that time comes, you want to be well prepared. After all, you want to be able to afford the best medical treatment available, anywhere in the world. We owe it to ourselves and to our loved ones who depend on us, to ensure our health is taken care of. That is why AIA Health Protector is specially designed to protect you and those that matter the most to you.
AIA CEO Pankaj Banerjee noted, “Medical inflation in Sri Lanka is increasing at an alarming rate with a very large portion of all healthcare expenditure being out of pocket and not funded by insurance or government. Also the health insurance penetration in Sri Lanka is quite low. That is why we want to step in and create a safety net against any unforeseen medical expenses you may face.”
He added, “With the rise in NCD’s and other lifestyle diseases, it is very important to invest in a good health insurance. Not having health insurance or having an inadequate cover can leave you vulnerable with the cost of medical treatment either consuming all the savings or people having to borrow. You must have a health Insurance that will empower you to do what’s right by your family.”
With a host of ‘best-in-industry’ benefits, AIA Health Protector provides comprehensive health with life insurance, for you and your family. A key feature of this product is worldwide coverage (all countries excluding US and Canada) for hospitalization and surgery, which covers you for up to Rs. 20 million. So you can rest assured that you or your loved ones can get the best treatment in Sri Lanka or overseas.
You can also enjoy the convenience of cashless hospitalization at over 60 hospitals in Sri Lanka, so you don’t have to worry about hospital bills when you have a medical emergency to deal with. Your pre and post hospitalization expenses which are directly related to your hospitalization, such as doctor’s appointments and medical tests are also covered. Not forgetting the daily cash income of up to Rs. 20,000 a day, which can be used for any unexpected expenses due to hospitalization or loss of income.
The policy covers you for 250 surgeries as well as 136 one-day surgeries. And if you have the misfortune of having to face a critical illness such as Cancer, Heart Attack, Stroke or Kidney Failure, then that too is covered. In fact, the policy covers 37 major critical illnesses, because that’s when you’ll need all the help you can get.
And should you pass away, then your family will receive your Life Benefit and the Health Fund, which will give them the financial security they’ll need in your absence. They can also choose to continue your policy and continue to stay protected.
Of course the best option is to try to stay healthy. That is why AIA rewards you for staying healthy, with an attractive ‘No Claim Privilege’ that increases your protection each year you’re free from illness and doubles your coverage over ten years. Furthermore, when your policy matures, your loyalty will be rewarded with a significant Loyalty Reward which will leave you with a larger Health Fund, so you can continue to take care of yourself even after your policy matures. Call 0112 310310 to find out more about this product.